If you're going out of the country, will your current insurance cover you?
Well, maybe, maybe not.
You will want to check your policy before you go. It probably will but be sure. But more importantly, if you do have to seek care, you generally will need to pay at the time you are seen. On top of that if you are in a non-English speaking country you will usually have to obtain records for your insurance carrier and have them translated.
What concerns me more for people is if they have something major happen and they need to be 'air-evaqed' back to the US. That can cost tens of thousands of dollars and many times your domestic insurance carrier won't cover the cost.
So let's do a quick quote for you. Often times people are surprised at how affordable it can be. The main carrier we use can do student plans, ex-patriot plans, plans 'per trip' or if you travel multiple times throughout a 12 month period, we can do a wonderfully affordable 'MultiTrip' plan that for one price will cover multiple trips.
There are multiple options available--trip cancellation, ex-patriot plans and student plans, so give us a call.
HTH Worldwide Travel
GeoBlue International Medical
IMG International Travel Insurance